The Players


Jim Forster

Jim is the Chairman of the Elite Family of Companies: Elite MGA and Elite Property and Casualty. Jim brings with him over 35 years’ experience in the commercial program and property and casualty business. Jim has had an illustrious business career owning several successful businesses in the retail and wholesale insurance spaces. Jim has also owned successful property and restaurant businesses. Jim started Elite Property and Casualty in 2008, creating a thriving, growing business centered on long-term customer relationships. Jim’s business philosophy that he imparts upon his company’s partners and employees are centered around the lost principles of communication, being accessible to clients and being life-long advocates for customers.

Jim’s biggest achievement of his life is raising his five wonderful kids: Jen, Julie, Jimmy, Katie and Elizabeth.


Christopher C. Naylor

Chris Naylor is Founder & CEO of Elite MGA, LLC; formed in 2008 and with a primary focus on wholesale property and casualty insurance program business.  Chris is also a partner and CEO at Elite P&C, LLC; formed in 2008 and with a primary focus on retail property and casualty insurance.

Chris has 10 plus years’ experience in insurance operations, specialty finance, strategic business development, capital formation, building management teams, and operational systems. Chris has been mentored for the past 15 years by his successful father Russ Naylor and over the past 5 years by his business partner Jim Forster and has expertise in insurance, business development and venture capital.

Charity work is one of Chris’ true passions.  Chris is a board member of the Elite Companies Charitable Foundation and for the past 8 years he has served as the Event Chair for the Elite Companies Charitable Foundation (ECCF) annual charity golf tournament. In addition, Chris has recently accepted a Board member designation from Street Soccer USA- Philadelphia.

Chris is a graduate of the Lawrenceville School and Villanova University, where he earned a BA in Political Science.  Chris also completed an Executive Leadership program from 2005-2008 with Dr. Michael O’Neil, a renowned expert on Executive Leadership.  In addition, Chris played for and served as the General Manager of the Semi-Pro soccer club the Philadelphia Freedom from 1995-1998.  Chris resides in Malvern with his wife Aimee and their three children Ana, Gabriel and Christopher.


Michael Holland

Michael J. Holland is President  & Chief Operating Officer of Elite Property & Casualty and Elite Managing General Agency. Mike has over 30 years experience in the insurance industry. He holds professional designations as a Commercial Insurance Counselor and Certified Risk Manager from the National Alliance for Insurance Education & Research. Mike’s expertise working with Non Profit & Financial Institution entities provides a great resource for both clients and agency personnel alike.


Jimmy Forster

Jimmy has been a partner of Elite Property and Casualty since 2008.  Jimmy brings a tremendous wealth of knowledge with regard to the sales, marketing and underwriting of property and casualty insurance.  Jimmy’s focus to Elite Property and Casualty has been in the small and large commercial accounts.  Jimmy is a reliable, knowledgeable, dedicated member of the Elite team who is customer centered and cares about his clients. Jimmy was a student athlete of some note, excelling in basketball and baseball attending Shipley High School and Florida Atlantic University.


Heather Franks

Heather Franks is a Senior Account Manager with Elite P&C where she is responsible for the day to day management of our mid-sized and large commercial accounts. She joined the company in November of 2008 with a background in sales and customer service and quickly immersed herself in the insurance business. Her efficiency, work ethic, and professionalism have made her a great asset to Elite P&C.  She obtained her CISR (Commercial Insurance Service Representative) designation in 2009 and is currently working on attaining her CIC (Certified Insurance Counselor) designation in order to better service her clients.  Heather graduated from Virginia Tech and currently resides in Delray Beach, Florida with her husband and their rescue dog, Jade.


Dave Moncavage

Dave Moncavage has worked with the Elite Companies for over 7 years with experience is various departments.  Currently Dave works for EliteMGA as a Senior Program Manager with a focus on the Home Inspection industry.  He is a local to the Western-Philadelphia Suburbs and has interests ranging from boating, motorsports, technology and all outdoor activities.


Victor D’Angelo

Victor is a self-starter owning several LLC’s over the last 15 years in the business of real estate speculation, construction and property management. Victor has a Master’s Degree from Arcadia University in Leadership and is a licensed realtor. Victor is dedicated to his clients, their businesses and families. Charged with business development, Victor has been focusing on exploring relationships for strategic partnerships and developing new business. He looks forward to helping you with your Property and Casualty needs.


Sarah Joseph

Sarah is the newest member of the Elite Property and Casualty team. Sarah is our new Personal Lines Manager. Sarah will be working with our personal lines clients to service their accounts for home, auto, personal umbrella and valuable articles. Please feel free to reach out to her with any questions regarding your personal line’s account. Sarah can also help guide you to with getting pricing for your home and auto, as well as, personal medical benefits and Medicare if you are looking for coverage in these areas. Prior to joining Elite, Sarah worked for her family’s business assisting clients with billing, setting up appointments and customer service.


Tod Keating

Tod Keating comes to Elite P&C with an abundance of real world business experience. Tod, has been a licensed insurance agent for the last eight years and has been charged with personal line management and production. Tod is an affable, people person, who loves working with families and businesses to solve their insurance problems and needs. Tod has three son’s: Joeseph, Scott and Kevin, all who played college football and have their own families now. Tod is proud of his four grandchildren and loves spending time with them. Tod’s interests are golf, exercise and spending time with his wife Karen.


Ben Garrison

Ben Garrison has served as Elite MGA’s National Program Director since April of 2013 and primarily in charge of business development for Elite’s home inspector E&O program “EliteInspectInsure.”  Ben is very active in the inspector community and serves as Elite’s liaison to all national home inspector associations, franchise organizations, and  other home and building related inspection groups.  Prior to taking on his role with Elite, he worked as FREA/ALIA’s Vice President of Sales from January 2006 to April of 2013.  Ben was born and raised in Newark, Delaware and has a B.A in Political Science from Lynchburg College in Virginia Class of 2000.